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The business of obtaining credit lines for businesses has taken-off in recent years. Not since the 1970s have we seen such an availability of unsecured, low interest rate, business lines of credit. In many cases, it is no longer necessary to factor (sell invoices) in an effort to solve temporary cash flow problems. No longer is it necessary to pay 25% to borrow money for 30 or 60 days. Today’s credit lines offer low interest rates, easy payback schedules, and best of all, you only pay interest on the money you actually use.